Consumer Bankruptcy

Zeisler & Zeisler provides individually-tailored solutions to each client based upon their own unique financial situation and personal needs. We assist individuals suffering from economic reversals to determine the best course for addressing their finances, whether in bankruptcy or out-of-court. When bankruptcy presents the best outcome, our attorneys and professional staff possess the knowledge and experience necessary to navigate our clients through the process – whether Chapter 7, Chapter 11 or Chapter 13 – while minimizing the disruption to their lives, and provide them with the fresh start needed to recover from their difficulties.

Practice Area Contact: Matthew Beatman

Chapter 7

Chapter 7 bankruptcy is one of the most effective ways to wipe out outstanding debt. Successful petitioners are often able to have most, if not all, of their financial obligations discharged, allowing them to begin rebuilding their financial stability. Due to its almost immediate debt relief and relatively simple process, it is the most common form of bankruptcy filed.

At Zeisler & Zeisler, we have been helping our clients achieve lasting debt relief through Chapter 7 bankruptcy for over 30 years. Our lawyers will meet with you to assess your current debt situation, and personally handle your case from beginning to end.

Dubbed a liquidation bankruptcy, Chapter 7 bankruptcy allows petitioners to liquidate their non-exempt assets to satisfy some of their outstanding debt and discharge most of the rest. However, very few cases actually have any liquidation whatsoever because, in most instances, all of our clients’ assets are exempt.

Once a debt is discharged, you no longer have any legal obligation to pay it back. No more monthly payments - the slate is wiped clean. Additionally, unlike other forms of bankruptcy, you will be able to retain your future income.